Harvey Clear
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Harvey Clear
We are an Independent Financial Planning practice of highly qualified and experienced individuals with extensive market knowledge. There are times when it can prove difficult to establish your true financial wealth, which is why we provide advice in a friendly and clear manner. Pennymatters has been built based on reliability and excellent service.

Have you considered the financial consequences of not having adequate protection cover in place? Help make sure your family are financially protected for every eventuality. Be sure to obtain independent advice when making one of the biggest financial commitments in your life. We have experts to advise you on all types of mortgages. Will the tax man benefit more from your death than your loved ones?

Succession planning in the event of your death is key to avoiding unnecessary complications. Pennymatters are a team of highly qualified and experienced individuals with extensive market knowledge. Obtaining the right independent financial advice is paramount and we have the specialists available to manage your financial needs covering all aspects of Pension, Investment, Mortgage and Protection planning.
Services
We believe that great financial advice is central to building a more certain financial future for our clients.
As qualified financial advisers, we have access to the most up to date technology to ensure we provide peace of mind that your financial future is more secure as a result of working with us.
For an initial enquiry or a comprehensive financial review please email enquiries@pennymatters.co.uk or call us on 01344 988390.
An introductory meeting to fully explain how our service works, identify your primary objectives and to provide an outline of our fees and costs.
With a wealth of experience and qualifications we can provide clients with specialist advice on how to manage their money.
This involves continuously researching the marketplace thus enabling us to recommend the most appropriate Investment products and services available.
For an initial enquiry or a comprehensive financial review please email enquiries@pennymatters.co.uk.
Understanding the different schemes and how each will benefit you is crucial to gaining control of your retirement planning.
As part of our pension review service we would consider consolidation of schemes for ease of management, analysis of the underlying assets, and utilisation of tax reliefs.
For an initial enquiry or a comprehensive financial review please email enquiries@pennymatters.co.uk.
As well as having specialist advisers liaising with Owners/Directors of companies on a range of financial areas such as Business Protection and Pension contributions, we offer a tailored Employee Benefits Service and can advise on packages to include group pensions, group life assurance and group medical insurance.
For an initial enquiry or a comprehensive financial review please email enquiries@pennymatters.co.uk.
If I had money invested in shares I would be nervous about the stock market falling in the short term.*
To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*
Imagine that six months after making an investment the financial markets start to perform badly.
In line with this, your own investment goes down by a significant amount.
What would your reaction be?*
If you had money to invest, how much would you be willing to place in an investment with possible high returns but a similar chance of losing some of your money?*
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