Business Details
35 Years
experience
Chartered Financial Planning Experts
Established in 1991, we are a Chartered and Independent Financial Planning firm based in Thornbury, North Bristol. Our expertise lies in delivering tailored financial solutions to business owners, senior executives, and individuals approaching retirement. As a Chartered firm, we uphold the highest standards of professionalism and ethical practice, ensuring our clients receive impartial advice from the entire market. Our team of highly qualified financial planners works with a limited number of clients to maintain a bespoke service, supported by a dedicated administrative team.We pride ourselves on transparency, having received industry awards and consistently achieving 9/10 client satisfaction ratings. Our commitment extends beyond financial advice, including active community engagement and supporting young people's career development. With over three decades of experience, we focus on aligning clients' financial strategies with their personal aspirations, ensuring their money works effectively towards their life goals.
Services
Financial Planning
Mortgage Advice
Tax Planning
Retirement Strategies
Investment Management
Estate Planning
Details
- Year established: 1991
Highlights and features
- We are Chartered Financial Planners with over 30 years' experience
- We offer independent advice from the entire market
- We maintain transparent fee structures with value for money
- Our team works with limited clients for personalised service
- We have 9/10 client satisfaction ratings from 30+ years of service
Associations and certifications
- Chartered Insurance Institute
- Financial Conduct Authority
What people say
Excellent service
Integrity and caring attitude
Capable hands
Professional and courteous
Clear view of possibilities
Services
Financial Planning
We create comprehensive financial plans aligning your money with life goals. Our Chartered advisors assess your current position, risk profile, and aspirations to develop tailored strategies. Services include cashflow modelling, investment management, and retirement planning, ensuring your financial resources work effectively towards your objectives.
Tax Planning
Our specialists identify legitimate opportunities to reduce tax liabilities across income, capital gains, and inheritance taxes. We develop proactive strategies that integrate with your overall financial plan, focusing on long-term tax efficiency while maintaining compliance with HMRC regulations and market changes.
Retirement Strategies
We help clients achieve their desired retirement lifestyle through comprehensive pension reviews and income planning. Our approach considers state benefits, workplace pensions, and personal investments to create sustainable retirement income streams tailored to individual circumstances and risk tolerance.
Estate Planning
Our specialists help preserve wealth for future generations through strategic estate planning. Services include will reviews, trust creation, and inheritance tax mitigation strategies, ensuring your assets are distributed according to your wishes while minimising tax exposure and legal complexities.
Investment Management
We construct and monitor diversified investment portfolios aligned with your risk profile and financial goals. Our evidence-based approach combines global market opportunities with risk management strategies, regularly reviewing performance to ensure alignment with your evolving needs and market conditions.
People
James Marchant
Director & Financial Planner
With extensive experience in financial services, James provides expert guidance to business owners and high-net-worth individuals. He specialises in creating tailored financial solutions that align with clients' personal and professional objectives.
Mark Hibbitt
Director & Chartered Financial Planner
Mark combines Chartered expertise with practical financial planning knowledge. He focuses on helping clients achieve long-term financial security through strategic investment and retirement planning solutions.
Heidi Dann
Practice Manager
Heidi oversees daily operations and client services, ensuring seamless delivery of financial planning support. Her organisational expertise maintains the firm's high service standards and client communication efficiency.
Lucinda Gilbert
Senior Client Administrator
Lucinda manages client relationships and administrative processes, providing essential support to financial planners. Her attention to detail ensures accurate documentation and timely implementation of financial strategies.
Questions
What qualifications do your financial planners hold?
All our directors are Chartered Financial Planners with decades of combined experience. Our team maintains ongoing professional development to stay current with financial regulations and market changes.
How do you ensure impartial financial advice?
As Independent Financial Advisers, we have no product provider ties. This allows us to offer unbiased recommendations from the entire market, focusing solely on clients' best interests.
What areas do you cover?
While based in Thornbury, we serve clients throughout the UK. Our services are available to individuals and businesses nationwide through in-person meetings, virtual consultations, and remote support.
How are your fees structured?
We offer transparent fee structures with options including fixed fees for specific services or ongoing advice charges based on agreed percentages. All costs are clearly communicated before starting any work.
Can I get a second opinion on existing investments?
Yes, our Second Opinion Service provides a fixed-fee review of existing investments. We'll assess your current portfolio and provide clear recommendations to help you achieve better financial outcomes.
How do you support clients during market volatility?
We proactively communicate during market changes, offering strategic advice to maintain investment stability. Our cashflow modelling helps clients understand long-term impacts and make informed decisions during uncertain periods.
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