Business Details
16 Years
experience
Award-Winning Financial Advisers in Bristol
Elite Financial Consulting is an award-winning financial advisory firm based in Bristol, specialising in mortgages, equity release, pensions, investments, and insurance. With over a decade of experience, we provide impartial, jargon-free advice tailored to individual client needs. Our team of certified professionals holds advanced qualifications including CII Level 4 Diplomas and Chartered Financial Planner status. Recognised as one of the UK's Top 25 Financial Planning Companies, we combine market-leading expertise with a personalised approach. Our services are underpinned by regulatory compliance through FCA authorisation and membership of professional bodies like the Personal Finance Society.We maintain transparent fee structures with free initial consultations, offering ongoing support through regular portfolio reviews. Client relationships are built on trust, demonstrated through our 98% client retention rate and numerous industry accolades including Mortgage Advisers of the Year 2019. Our holistic financial planning methodology considers both immediate needs and long-term objectives, ensuring comprehensive wealth management solutions.
Services
Mortgages
Pensions
Investments
Insurance
Equity Release
Will Writing
Protection Advisers
Financial Planning
Mortgage Advisers
Independent Financial Advisers
Details
- Year established: 2010
Highlights and features
- Award-winning team with 20+ years' industry experience
- Free initial consultation with no obligation
- Personalised financial solutions tailored to individual needs
- Regulated by the Financial Conduct Authority (FCA)
- 98% client retention rate through ongoing support
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Exceptional expertise
Responsive communication
Stress-free process
Best mortgage deal
Professional guidance
Services
Mortgage Advisers
Our award-winning mortgage advisory service compares thousands of products to find optimal solutions for homebuyers, remortgagers, and equity release clients. We specialise in complex cases including self-employed applicants and adverse credit histories. With access to the whole market, our advisers provide ongoing support through rate changes and process updates, ensuring clients maintain the best possible deal throughout their mortgage term.
Pension Advisers
We offer comprehensive pension advice covering defined contribution schemes, final salary transfers, and self-invested personal pensions. Our specialists help clients optimise tax efficiency, navigate inheritance tax implications, and select appropriate drawdown strategies. Through regular portfolio reviews and market analysis, we ensure pension provisions align with evolving retirement goals and regulatory changes.
Investment Advisers
Our investment advisory service provides tailored solutions from basic multi-asset funds to discretionary portfolio management. We assess risk profiles and financial objectives to recommend ISAs, general investment accounts, and tax-efficient structures. With access to exclusive investment vehicles and ongoing performance monitoring, we help clients build and preserve wealth across market cycles.
Insurance Advisers
We design comprehensive protection strategies including life cover, critical illness insurance, and income protection policies. Our advisers assess individual circumstances to recommend appropriate coverage levels and policy structures. We specialise in mortgage protection, family income benefits, and business relief planning, ensuring financial security for dependants and business partners.
Will Writing
In partnership with specialist providers, we offer professional will writing services covering simple wills, mirror wills, and complex estate planning. Our services include trust creation, lasting power of attorney arrangements, and inheritance tax mitigation strategies. We ensure legal validity and proper documentation to protect assets and execute clients' wishes accurately.
People
Jon Fry
Director
With 21 years' experience in financial services, Jon leads our Bristol team. He holds a CII Level 4 Diploma in Financial Planning and specialises in holistic financial advice. Jon focuses on building long-term client relationships through transparent, needs-based solutions.
Natalie Moore
Mortgage Adviser
Qualified since 2018, Natalie specialises in mortgage and protection advice. With extensive experience in first-time purchases and complex cases, she has received multiple client excellence awards. Her approach combines technical expertise with exceptional client communication.
Jonathan Holdaway
Chartered Financial Planner
A Chartered Financial Planner since 2005, Jonathan brings 30 years' industry experience. He specialises in pension transfers and complex financial planning, holding advanced qualifications including G60 exam certification. He previously chaired the Personal Finance Society's regional committee.
Karen Taylor
Independent Financial Adviser
Specialising in pensions and investments, Karen provides holistic financial advice across Bristol. With extensive experience in auto-enrolment pensions and protection planning, she focuses on creating tailored solutions that evolve with clients' changing life circumstances.
Kelly Gribble
Mortgage Adviser
Based in Devon, Kelly offers mortgage and equity release advice across the South West. With a background in RBS Private Banking, she joined Elite in 2021. Her client-centred approach combines technical knowledge with clear communication of complex financial products.
Questions
What financial services do you specialise in?
We specialise in mortgages, pensions, investments, insurance, and will writing. Our award-winning team provides expert advice on equity release, protection plans, and financial planning for high net worth individuals.
Are your services available outside Bristol?
While based in Bristol, we serve clients across the South West, South Wales, and Devon. Our team works with clients nationwide through virtual consultations and local office appointments.
How do you charge for financial advice?
We offer free initial consultations with no obligation. Our fees are transparent and competitive, with options for fixed fees or percentage-based charges depending on the service complexity and client requirements.
Can you help with complex mortgage cases?
Yes, we specialise in complex cases including self-employed applicants, adverse credit histories, and high-value mortgages. Our award-winning team has successfully secured deals for clients others have declined.
What qualifications do your advisers hold?
Our team holds advanced qualifications including CII Level 4 Diplomas, Chartered Financial Planner status, and specialist equity release certifications. All advisers are FCA-authorised with ongoing professional development.
How do you ensure ongoing client support?
We provide regular portfolio reviews, market update alerts, and lifetime client support. Our relationship management system ensures continuity through periodic check-ins and proactive opportunity identification.
