Business Details
33 Years
experience
Expert Financial Advisers in Romford
Established over 30 years ago, Rosemount I F A has built a reputation for delivering tailored financial solutions rooted in client-centric values. Our team of experienced professionals specialises in creating comprehensive strategies that align with individual financial goals, whether for families, business owners, or retirees. We prioritise education and transparency, empowering clients to make informed decisions about their wealth. With a focus on long-term relationships, we offer independent advice across the entire market, ensuring clients receive unbiased recommendations. Our expertise spans investment management, pension planning, and protection strategies, supported by advanced cash flow modelling tools.We pride ourselves on maintaining a 98% client retention rate, a testament to our commitment to putting clients first. Our team holds industry-recognised qualifications, including Diplomas in Financial Planning, and we operate under strict regulatory oversight from the Financial Conduct Authority. From our Romford office, we serve clients nationwide, combining local expertise with national standards. Our approach blends empathy with technical excellence, ensuring financial plans adapt to life's changing circumstances. This dedication to holistic, adaptable financial guidance has made us a trusted partner for generations of clients.
Services
Financial planning
Investment management
Pension advice
Retirement planning
Protection strategies
Details
- Year established: 1993
Highlights and features
- 30+ years of experience in independent financial advice
- 98% client retention rate through personalised service
- Nationwide coverage with local Romford expertise
- Advanced cash flow modelling for precise financial planning
- Regulated by the Financial Conduct Authority
Associations and certifications
- Financial Conduct Authority
What people say
Lasting security
Tailored requirements
Reliable annual income
Critical care cover
Secure investments
Services
Financial planning
We create bespoke financial strategies tailored to your life goals, using advanced cash flow modelling to ensure long-term security. Our approach considers your unique circumstances, risk tolerance, and financial objectives. With regular reviews and adjustments, we help you navigate life's changes while maintaining financial stability.
Investment management
Our investment specialists build diversified portfolios aligned with your risk profile and financial goals. We offer access to a wide range of market products and maintain rigorous monitoring to optimise returns. With over 100m in assets under management, we combine technical expertise with personal service to grow and protect your wealth.
Pension advice
We provide comprehensive guidance on all pension types, including defined benefit schemes and self-invested personal pensions. Our two-stage advice process ensures informed decisions about transfers and retirement income strategies. We help clients navigate complex pension rules while maximising their retirement prospects.
Protection planning
We assess your insurance needs to protect against life's uncertainties, including critical illness cover and income protection. Our approach ensures appropriate safeguards for your family and business while balancing affordability. We help clients understand policy options and select suitable coverage levels.
Tax-efficient planning
Our specialists identify tax-saving opportunities across investments, pensions, and estate planning. We help clients structure their finances to minimise tax liabilities while maintaining flexibility. This includes inheritance tax mitigation strategies and optimising tax-efficient wrappers like ISAs and trusts.
People
Andrew Arthur
Chief Financial Adviser and Managing Director
Founder with nearly 40 years' experience, holding Dip PFS qualification. Specialises in helping clients understand their financial position and achieve long-term goals. Committed to maintaining direct authorisation status for client welfare.
Andrew Grassick
Financial Adviser
Over 25 years' experience, specialising in retirement planning and investment portfolios. Holds Dip PFS qualification. Builds long-term client relationships, focusing on risk-appropriate investment strategies tailored to individual needs.
Gemma Britten
Operations Manager
Responsible for regulatory compliance and business operations since 2017. Oversees technology, HR, and financial planning functions. Ensures smooth operations to deliver positive client experiences and employee satisfaction.
Lawrence Berman
Research and Investment Specialist
33 years' experience with Advanced Diploma in Investments. Oversees portfolio construction and investment committee. Provides technical support to advisers while maintaining hands-on approach to fund analysis.
Joanne Caruana
Finance and Accounts
Manages daily financial operations including payroll and cash flow. Brings 10 years' accounting experience across various industries. Currently studying for advanced payroll management qualifications while maintaining operational efficiency.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering pensions, investments, protection, and retirement strategies. Our bespoke approach considers your unique circumstances and long-term goals.
How are your investment management fees structured?
Fees depend on portfolio size: 1% of CETV with minimum £3,000 and maximum £15,000. We offer transparent pricing with no hidden charges.
Can you help with defined benefit pension transfers?
Yes, we offer a two-stage process starting at £1,500 for initial assessment, followed by detailed analysis if required. Our advice prioritises your best interests.
Are you regulated by the FCA?
Yes, we're authorised and regulated by the Financial Conduct Authority (registration 540034) and follow strict compliance standards.
How do you support clients during retirement?
We provide ongoing retirement income planning, tax-efficient withdrawals, and regular portfolio reviews to ensure financial security throughout retirement.
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