Crandles
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Crandles
Crandles & Co Ltd provide sound unbiased financial advice, a first-class service, and innovative solutions. A well prepared pension plan which is regularly reviewed should go some way to providing you with a. Often, people save for a specific reason and it's usually the safest way to build up a pot of money. The main purpose of Life Assurance is to provide money for those people who may depend on you financ.

The great joy of financial freedom is having your heart and mind free from uncertainty. Our service is to provide a pathway towards a more secure financial future for you and your family. We also offer independent financial advice for small/medium size businesses and sole traders. We are professional, truly independent financial advisory firm where we put you and your personal planning at the heart of our services.

Initially gathering information to gain an understanding of your current financial situation is the key to quality advice. We then create the formulation of a financial plan which will meet your future needs.
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Crandles and Co Ltd is situated in the 400 year old Old Coates House in heart of Edinburgh.
Old Coates House is situated in the grounds of St Mary's Episcopal Cathedral.
This house is held in great historical esteem and dates back to the 17th Century.
With 16 years experience as an IFA, myself and the team offer bespoke financial planning solutions to individuals and families across Scotland.
We pride ourselves on tailoring solutions to meet the specific needs of our clients.
Rather than a 'one size fits all' approach to investment planning we listen and have a caring, meticulous to financial advice.
The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you.
These people could include family members or business partners.
It can provide the reassurance of financial protection for you, your family and your business associates.
A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies.
The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.
Health Insurance is probably one of the most important types of insurance you can own.
Without it, an illness or accident can have serious long-term financial implications for you and your family.
Most people will be aware that Health Insurance can cover the cost of private medical treatment for any acute conditions you may suffer in the future - from something as simple as a broken bone to more serious conditions like a heart attack or cancer.
Some of these policy types cover the scenario where you are unfortunately unable to work because of illness or injury.
When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to which you have become accustomed, so unless you can guarantee a large inheritance or windfall, then you need to provide yourself with a secure income for the rest of your life.
A well prepared pension plan which is regularly reviewed should go some way to providing you with a reasonable level of income in your retirement.
A pension plan requires action as soon as possible, so start now - and if you have already started, take the opportunity to have a closer look at your existing arrangements to make sure you are on track.
Wealth, just like your health, must be carefully preserved.
Your assets need to be protected against the potential threats of erosion by taxation, the effects of inflation and investment risks.
Whatever your level of wealth, there is nothing wrong in making the decision to prepare a risk aversion strategy.
Risk aversion is a reasonable and prudent strategy for anyone who is sure that they already have ample to provide for themselves and their family into the future.
There are plenty of ways of preserving wealth in real terms, protecting against most of the uncertainties that may threaten it and allowing you to sleep at night, but the unidentified risks are a far greater threat to your wealth than tax.
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