Business Details

7 Years

experience

Our mortgage brokerage is built around a straightforward principle: professional mortgage advice should not create additional brokerage costs for borrowers. Through Fee Free Mortgage Broker, we offer entirely fee-free guidance supported by independent access to the wider UK lending market. We are not restricted to recommending products from a particular bank or limited group of lenders. Instead, we examine available mortgage arrangements against each customer's financial position and property plans. Established in 2019, our service supports first-time buyers, property investors, existing mortgage holders and households preparing to move.

Understanding that mortgage requirements vary considerably, we provide assistance with residential borrowing, buy-to-let applications, remortgaging and mortgage transfers when moving home. Our advisers also work with contractors, self-employed professionals and applicants receiving irregular or combined income. We explain deposit requirements, assess affordability, compare mortgage structures and assist with documentation, lender correspondence and underwriting enquiries. Customers approaching the end of existing fixed-rate arrangements can obtain a review of alternative products without obligation. We operate nationally through online appointments, telephone discussions and video consultations. Regulated by the Financial Conduct Authority under reference 1011890, our business receives a procuration fee from the lender after completion, removing the need for clients to pay our brokerage charges.

Details

Year established: 2019

Highlights and features

We provide completely fee-free mortgage advice throughout the UK.
Our whole-of-market approach compares thousands of available mortgage products.
We offer FCA-regulated guidance tailored to your individual circumstances.
We assist first-time buyers, home movers and property investors.
Our experienced advisers support complex incomes and self-employed applicants.
We manage mortgage applications from initial consultation through completion.

Payment methods

Cash
Debit cards
Credit cards

Website

Services

First Time Buyer Mortgages

Buying your first home involves important financial decisions, and we offer professional mortgage guidance without charging a broker fee. We assess your circumstances and compare mortgage products through our whole-of-market panel. Our team handles application administration and coordinates with the relevant parties. We aim to make obtaining your first mortgage straightforward and manageable.

Home Mover Mortgages

Moving home involves important financial decisions, and we help you understand the mortgage options available. As an FCA-regulated broker, we offer completely free, whole-of-market advice. We examine your income, existing mortgage arrangements and property equity before comparing lenders across the country. Our guidance helps you consider whether porting, remortgaging or obtaining a new mortgage best suits your circumstances.

New Build Mortgage Advice

We assist homebuyers seeking mortgages for newly built, converted or substantially renovated properties. Recognising that lenders may apply different eligibility criteria, deposit requirements and offer validity periods, we examine available options carefully. Our team coordinates the mortgage process, maintains communication with relevant parties and works towards securing timely offers, all without charging clients broker fees.