Business Details
23 Years
experience
Independent Financial Advisers in Lichfield
Acuity Financial has been delivering expert financial advice since 2003, combining over two decades of industry experience with a client-centric approach. Our team of qualified professionals specialises in pensions, investments, mortgages, and protection planning, serving private and corporate clients across Staffordshire, the Midlands, and nationwide. We prioritise clear communication, ensuring clients fully understand their financial options while building long-term relationships based on trust and transparency.Our FCA authorisation underscores our commitment to regulatory excellence, and our track record of client referrals demonstrates consistent delivery of tailored solutions that enhance financial security. Through annual reviews and ongoing support, we help clients navigate complex financial landscapes with confidence, adapting strategies as circumstances evolve to maintain optimal outcomes.
Services
Pensions Planning
Investments
Mortgages
Protection Planning
Equity Release
Estate Planning
Junior ISAs
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of pensions specialist experience with FCA regulation
- Our client-first approach prioritises clear communication and tailored solutions
- Annual financial reviews ensure strategies adapt to changing circumstances
- Proven track record of successful mortgage placements and pension consolidations
- Award-winning client service with 95% referral rate from satisfied clients
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional and approachable
Saved substantial money
Prompt communication
Stress-free process
Services
Pensions Planning
Our pensions specialists help clients maximise retirement savings through tailored strategies. We review existing schemes, identify underperforming assets, and recommend optimal solutions including defined benefit schemes and pension consolidations. With expertise in pre- and post-retirement planning, we ensure clients receive competitive annuity rates and navigate complex pension freedoms effectively.
Investments
We create customised investment portfolios aligned with individual risk profiles and financial goals. Our services include ISA management, capital growth strategies, and regular portfolio reviews to adapt to market changes. We specialise in transforming stagnant investments into dynamic wealth-building tools while maintaining appropriate risk controls for both short and long-term objectives.
Mortgages
Our independent mortgage advice covers first-time purchases, remortgaging, and buy-to-let investments. We access thousands of products across the market to find competitive rates tailored to clients' circumstances. Our service includes detailed affordability assessments, product comparisons, and application support from initial enquiry to mortgage offer completion.
Protection Planning
We design comprehensive protection strategies covering life insurance, critical illness cover, and income protection. Our reviews ensure existing policies remain adequate while new arrangements address evolving family needs. We help clients understand coverage options and implement cost-effective solutions that safeguard financial security against unforeseen circumstances.
Equity Release
Our equity release specialists provide guidance on releasing property value while maintaining residency. We explain lifetime mortgages and home reversion plans, ensuring clients understand tax implications and inheritance impacts. We only recommend schemes with no negative equity guarantees, prioritising clients' long-term financial wellbeing.
People
Stuart Nokes
Managing Director
With over 20 years' experience, Stuart established Acuity Financial in 2003 after qualifying as a pensions specialist. He holds a First Class B.Sc. in Physics from Durham University and maintains advanced industry qualifications through continuous professional development.
Paula Crawford
Financial Consultant
Paula transitioned to financial services after healthcare experience, obtaining Dip.PFS and CII certifications. She specialises in pensions and equity release, combining analytical skills with client-focused communication to deliver tailored financial solutions since joining in 2008.
Questions
What financial services do you specialise in?
We specialise in pensions planning, mortgage advice, investment management, protection planning, equity release, and estate planning for both private and corporate clients.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 223232.
Do you offer initial consultations?
We provide free, no-obligation initial consultations to discuss your financial needs and determine how we can assist you.
How do you charge for your services?
We disclose all fees upfront before commencing work. Charges vary depending on service complexity and are agreed in advance.
Can you help with existing pension schemes?
Yes, we review and optimise existing pension arrangements, including occupational schemes and stranded benefits from previous employers.
What areas do you cover?
Based in Lichfield, we serve clients across Staffordshire, the Midlands, and nationwide through our virtual advisory services.
