Business Details
9 Years
experience
Trusted Financial Advisers in Balsall Common
Rothesay Bennett is a firm of independent financial advisers specialising in pensions, investments, inheritance tax planning, estate and trust planning, and wealth protection. Established over 30 years ago, our advisers have more than 100 years of combined experience in navigating complex financial markets. We prioritise client needs through impartial advice, continuous market research, and tailored solutions. Regulated by the Financial Conduct Authority (FCA), we adhere to rigorous professional and ethical standards. Our service spans the UK, with offices in Balsall Common, Edinburgh, and Devon.We offer flexible consultation options, including telephone, email, office visits, and home visits. Our approach focuses on understanding clients' unique circumstances to deliver cost-effective, long-term financial strategies. We specialise in retirement planning, ethical investing, and corporate financial advice. Our commitment to transparency, client education, and regulatory compliance ensures trust and reliability. With a history built on honesty and reliability, we have maintained longstanding client relationships through clear, jargon-free communication and personalised service.
Services
Pensions Advice
Investment Planning
Estate Planning
Wealth Protection
Mortgage Advice
Details
- Year established: 2017
Highlights and features
- We have over 100 years of combined experience in financial markets
- Our advice is completely impartial and research-driven
- We offer flexible consultation options nationwide
- We are regulated by the Financial Conduct Authority (FCA)
- Our client relationships span nearly three decades
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Pensions Advice
We specialise in occupational and personal pensions, helping clients navigate retirement options under pensions freedom legislation. Our advisers assess risk appetite and create tax-efficient income strategies. With expertise in defined benefit schemes and pension consolidation, we ensure clients maximise their retirement savings while complying with regulatory requirements.
Investment Planning
Our investment services focus on building capital through diversified portfolios tailored to risk tolerance. We offer ethical investment options incorporating ESG factors and provide guidance on short-term cash management and long-term growth strategies. Regular portfolio reviews ensure alignment with evolving financial goals and market conditions.
Estate Planning
We help clients structure assets to minimise inheritance tax liabilities while maintaining financial security. Services include trust planning, will writing, and legacy strategies. Our approach balances tax efficiency with access to assets, ensuring wealth transfers align with family needs and legal requirements.
Wealth Protection
Our protection services safeguard against unexpected life events through tailored insurance solutions. We advise on life cover, critical illness protection, and income replacement strategies. The focus is on preserving wealth for dependants while maintaining compliance with FCA regulatory standards.
Mortgage Advice
We provide independent mortgage advice covering purchase, remortgaging, and equity release options. With access to over 1,000 deals, we help clients secure competitive rates. Our services include affordability assessments, repayment strategy planning, and guidance on property-related financial risks.
People
Richard Westwood
Chartered Financial Planner & Director
Fellow of the Personal Finance Society with 18 years' experience. Specialises in pension and retirement planning, previously advising corporate clients at Barclays Financial Planning.
Xennon Horner
Independent Financial Adviser & Director
20-year industry veteran with expertise in investment planning. Former Barclays Bank PLC adviser, now specialising in retirement solutions and professional education seminars.
Kaili Horner
Independent Financial Adviser & Compliance Manager
Qualified adviser since 2012 with Midlands expertise. Manages client portfolios while ensuring FCA regulatory compliance for the firm's advisory practices.
Paul Grice
Independent Financial Adviser
35-year veteran of financial services, specialising in retirement income solutions. Joined Rothesay Bennett in 2024 after senior roles at Affinity Financial Awareness.
Charles Spear
Independent Financial Adviser
35-year career including co-founding Affinity Financial Awareness. Focuses on post-retirement income strategies following pension freedoms legislation changes.
Questions
What services does Rothesay Bennett offer?
We provide pensions advice, investment planning, estate planning, wealth protection, and mortgage guidance.
Are Rothesay Bennett regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA).
Do they offer ethical investment options?
Yes, we specialise in ethical and sustainable investment strategies aligned with ESG principles.
What areas do they serve?
We operate nationwide across the UK, including Scotland, England, and Wales.
How long has Rothesay Bennett been in business?
Our firm has served clients for over 30 years, with formal registration in 2017.
