Lincolnshire Independent Financial Advisers
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Working from our offices in Epworth we offer independent and impartial advice to clients in the North Lincolnshire and surrounding area including Epworth, Crowle, Belton, Scunthorpe, Brigg, Barton, Grimsby and Lincoln. I have pensions that I have been accruing over the years, but I have no planned investment or income strategy - can I afford to retire and still have a good standard of living?.

I want to pass on my remaining wealth to my family but may need to go into a nursing home. How do I protect my assets but still leave provision for myself?. It's important to me to preserve my wealth. I need to make sure my assets are protected against potential threats and also that I'm making the most of any tax benefits. Lincolnshire Independent Financial Advisers Ltd is registered in England and Wales.

FCA number 472637. Commercial and business buy to let mortgages are not regulated by the Financial Conduct Authority. Tax advice with no investment element is not regulated by the Financial Conduct Authority.
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Lincolnshire Independent Financial Advisers opened in 2007 offering an independent and unbiased Financial Advice to individuals and small business in the Lincolnshire Area.
Our aim is to provide professional, honest, straight forward financial advice to both individuals and companies within a personal, friendly and unpressurised environment.
In order to do this properly it was decided that clients would be best served by offering an independent and unbiased service rather than the restricted service offered by other Financial Advisers and Company.
We are able to advise and provide solutions to a wide range of both personal and business financial areas.
Lincolnshire Independent Financial Advisers Ltd is registered in England and Wales.
FCA number 472637.
Commercial and business buy to let mortgages are not regulated by the Financial Conduct Authority.
Tax advice with no investment element is not regulated by the Financial Conduct Authority.
Decisions should not be taken based solely on the content of the website and individual advice should be sought first.
We offer a diverse range of wealth management products.
The right combination of investments can be different for each client, being reliant on their needs, goals and attitude to risk.
We are there to help you construct a portfolio that will help you achieve your goals.
The right investments can assist you in growing your wealth and protecting it against inflation.
We offer a wide range of funds to choose from, along with expert advice that will help you build an appropriate portfolio.
Regardless of where you are in life, it's important to receive the right advice on your pension requirements.
A vital part of building and enabling a Financial Plan is making sure you have enough money to meet your lifestyle requirements not only for the short trem but for your retirement too.
The principles of a cash-flow plan are to ensure support for your current lifestyle needs and then balance debt reduction (where applicable) with putting money to one side for your medium to long term goals.
Our Cash Flow Management service sits at the forefront of our planning process.
Cash-flow modelling tools enable us to demonstate how decisions taken today can affect your future, showing your income and expenditure clearly.
It is never too early to begin to consider retirement planning.
However, once you reach the stage of considering your retirement income, expert financial advice becomes even more important.
The choices you make at this time will affect your lifestyle, so you need to make sure they are right.
Pensions can be an effective form of tax planning, based on current rules, achieving tax free growth and a tax free lump sum.
Dependent upon your circumstances, you may be able to reduce immediate income tax bills or pass on the value of your pension fund to the next generation.
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