Business Details
22 Years
experience
Trusted Financial Planning Services in Dronfield
Belmayne IFA, established in 2004, is a family-oriented financial planning firm based in Dronfield, North East Derbyshire. Our Chartered status reflects our commitment to excellence, with a team boasting over 100 years of combined industry experience. We specialise in creating personalised financial solutions for individuals, businesses, and professionals, prioritising independence, transparency, and long-term client relationships. Our evidence-based investment approach focuses on cost efficiency and diversification, utilising ultra-low-cost index tracker funds to maximise returns. We offer a free initial consultation to assess client needs, with services available at our Dronfield office or via home visits.Our team holds prestigious designations including FPFS and APFS, regulated by the Financial Conduct Authority. We maintain rigorous quality standards through continuous professional development and external file reviews. Our fee structure is transparent and tiered, ensuring clients benefit from competitive rates. We actively support local charities through initiatives like the Sheffield 10K fundraising event. Our client-centric philosophy ensures advice aligns with individual circumstances, with female planners available for clients preferring gender-specific consultations.
Services
Retirement Planning
Investment Planning
Family Protection
Lifetime Financial Planning
Estate Planning
Business Financial Advice
Personal Injury Compensation
Divorce Financial Support
Trustee Services
Details
- Year established: 2004
Highlights and features
- Chartered status demonstrating industry excellence
- Over 100 years combined experience in financial planning
- Transparent, tiered fee structure with no hidden costs
- Evidence-based investment approach minimising long-term fees
- Regular team training and external file reviews for quality assurance
Associations and certifications
- Chartered Insurance Institute
- Financial Conduct Authority (FCA)
What people say
Expert advice
Personalised service
Transparent fees
Long-term support
Professional expertise
Services
Retirement Planning
We create tailored retirement strategies considering current financial status, future goals, and changing regulations. Our specialists help clients navigate pension options, tax allowances, and income withdrawal strategies. With evolving pension rules, we provide ongoing reviews to ensure plans remain optimal throughout retirement.
Investment Planning
Our evidence-based approach utilises diversified portfolios aligned with risk tolerance and investment horizons. We employ ultra-low-cost index trackers while maintaining flexibility for adjustments. Regular reviews ensure strategies adapt to market changes and personal circumstances, focusing on long-term growth with controlled risk exposure.
Family Protection
We design comprehensive protection plans covering life cover, critical illness, and income protection. Our approach considers existing provisions and future needs, ensuring financial security for dependents. We help clients understand policy options and structure coverage that balances protection requirements with affordability.
Estate Planning
Our specialists address inheritance tax mitigation, trust creation, and asset distribution strategies. We coordinate with legal professionals to implement plans preserving family wealth across generations. Services include reviewing existing arrangements and developing strategies for controlled death benefit payments and intergenerational wealth transfer.
Business Financial Advice
We support business owners with pension integration, profit withdrawal strategies, and succession planning. Our services include workplace pension design, employee benefit packages, and business protection insurance. We help directors align personal financial goals with company objectives while maintaining regulatory compliance.
People
David Bashforth
Chartered Financial Planner
With FPFS designation, David specialises in complex financial planning, focusing on retirement strategies and investment management. He has over 25 years' experience guiding clients through major life transitions.
Jon Stevens
Chartered Financial Planner
APFS-designated Jon provides expert advice on pension transfers and estate planning. Recognised for his client-focused approach, he helps individuals and businesses achieve long-term financial security through tailored solutions.
Ben Smalley
Chartered Financial Planner
APFS member Ben specialises in retirement planning and investment strategies. His expertise includes navigating complex pension regulations and creating tax-efficient withdrawal plans for pre-retirees and retirees.
Martin Birch
Chartered Financial Planner
FPFS and MCSI-qualified Martin focuses on lifetime financial planning and business owner solutions. He has particular expertise in helping professionals transition to retirement while maintaining financial stability.
Questions
What qualifications do your financial planners hold?
All our planners hold Chartered status with the Insurance Institute, including FPFS and APFS designations. We maintain rigorous professional standards through continuous development.
How are your fees structured?
We use a transparent tiered fee structure where percentage fees decrease with larger investment amounts. Our ongoing total fees average 1.3% annually, significantly below industry averages.
Can I meet with a female financial planner?
Yes, we have experienced female planners available for clients preferring gender-specific consultations. We accommodate meetings at times and locations convenient for clients.
Do you offer home visits?
Yes, we provide home visits for clients who prefer discussing financial matters in their own environment. This service is included at no additional cost.
How do you ensure investment strategies remain effective?
We conduct annual reviews and provide ad hoc consultations for major life changes. Our evidence-based approach includes regular portfolio assessments and market updates.
What regulatory protections exist?
We are authorised and regulated by the Financial Conduct Authority (FCA) under reference 409714. Our LLP structure provides additional accountability and client protection.
