Business Details
Independent Financial Planning Services in Truro, Cornwall
Morlaix Chartered Financial Planners is an independent financial planning firm dedicated to providing jargon-free advice tailored to individual client needs. With over 30 years of combined experience, our team specialises in holistic financial planning, including cash flow modelling, investment strategies, pension planning, and inheritance tax solutions. We prioritise client goals through a structured approach that combines traditional values with contemporary financial expertise. Our services are designed to help clients achieve long-term financial security while maintaining transparency and ethical standards. As Chartered Financial Planners, we adhere to rigorous professional qualifications and regulatory requirements, ensuring clients receive expert guidance.We offer a no-obligation initial consultation to assess client requirements and develop personalised financial strategies. Our commitment to excellence has been recognised through industry awards and ongoing professional accreditations. We serve clients across Cornwall and surrounding regions, providing both personal and business financial solutions. Regular client reviews and adaptable communication methods ensure ongoing support aligned with evolving financial landscapes.
Services
Investments
Pensions
Protection
Mortgage Referrals
Holistic Financial Planning
Highlights and features
- 30+ years combined experience in financial services
- Chartered Financial Planner status demonstrates expertise
- FCA regulated for client protection and compliance
- No-cost initial consultation with no obligation
- Specialise in Cornwall-specific financial planning needs
Associations and certifications
- Financial Conduct Authority (FCA)
- Chartered Financial Planner
- The Personal Finance Society
- Chartered Insurance Institute
What people say
Thoroughly satisfied
Excellent tailored advice
Regular updates provided
Flexible approach
Professional and approachable
Services
Investment Planning
We help clients grow their wealth through diversified investment strategies tailored to individual risk profiles and financial goals. Our approach considers tax efficiency and estate planning implications. With expertise in market analysis and portfolio management, we provide ongoing monitoring and adjustments to optimise returns while maintaining appropriate risk levels.
Pension Planning
Our pension specialists help clients navigate complex retirement options, including workplace pensions and personal schemes. We assess current arrangements, recommend improvements, and ensure alignment with long-term income requirements. We provide guidance on state pension entitlements and contribution strategies to maximise retirement benefits.
Protection Plans
We offer comprehensive protection solutions including income protection, critical illness cover, and life assurance. Our business protection services cover keyperson insurance and partnership arrangements. We help clients safeguard their financial future against unforeseen circumstances while ensuring appropriate coverage levels for personal and business needs.
Mortgage Referrals
We connect clients with whole-of-market mortgage advisers who can access competitive rates and tailored solutions. Our referral network provides expert guidance on residential and buy-to-let mortgages, helping clients find appropriate financing options that align with their overall financial strategy.
Holistic Financial Planning
Our comprehensive approach integrates cash flow modelling with long-term financial strategies. We consider all aspects of clients' financial situations to create cohesive plans addressing investment growth, tax efficiency, and estate planning. This service ensures all financial elements work together towards achieving clients' life goals.
People
Ged Dixon
Director and Chartered Financial Planner
With over 30 years' experience, Ged is a Chartered Financial Planner and former chairman of the Personal Finance Society. He specialises in comprehensive financial strategies and holds key roles with the Chartered Insurance Institute. Ged combines technical expertise with practical financial guidance.
Nikki Allen
Paraplanner and Administrator
A qualified paraplanner with 17 years' industry experience, Nikki prepares suitability reports and provides administrative support. Her qualifications include the Personal Finance Society Certificate in Financial Planning, ensuring technical accuracy in client documentation and implementation processes.
Questions
What financial planning services do you offer?
We provide investment planning, pension advice, protection strategies, and mortgage referrals. Our holistic approach integrates cash flow modelling and estate planning to create comprehensive financial solutions.
Are your financial advisers qualified?
Yes, our team includes Chartered Financial Planners with over 30 years' combined experience. We maintain professional memberships with the Personal Finance Society and Chartered Insurance Institute.
Do you charge for initial consultations?
No, we offer a no-cost, no-obligation initial meeting to discuss your financial requirements and determine how we can help achieve your goals.
How are your investment recommendations tailored?
We assess your risk tolerance, financial objectives, and personal circumstances to create customised investment strategies. Our approach considers tax efficiency and long-term wealth preservation.
What areas do you cover?
We primarily serve clients in Cornwall, Plymouth, Falmouth, and surrounding South West regions from our Truro office.
How do you stay updated with financial regulations?
As FCA-regulated advisers, we maintain ongoing professional development and adhere to strict compliance requirements to ensure clients receive current, compliant financial guidance.
