Business Details
Expert Financial Planning Services in Truro
Established as a trusted provider of comprehensive financial solutions, Duchy Independent Financial Advisers specialises in guiding individuals and businesses through complex financial decisions. Our expertise spans tax savings, retirement and pension planning, wills and estate management, mortgage strategies, and wealth preservation. With a client-centric ethos rooted in traditional values of integrity and dependability, we prioritise your long-term financial security. Our team of experienced advisers delivers impartial, tailored advice designed to align with your unique circumstances and aspirations. Regulated by the Financial Conduct Authority, we uphold rigorous professional standards while maintaining a commitment to continuous improvement in service delivery.Whether planning for personal milestones, family needs, or corporate financial health, we provide strategic support to navigate life's financial challenges. Our approach combines technical expertise with a focus on building enduring relationships, ensuring your financial plan evolves alongside your changing requirements. Operating as a trading style of Saltus Wealth Partnership Limited, we maintain transparency in all dealings and adhere to strict regulatory compliance. From initial consultation to ongoing portfolio management, our goal is to empower clients with confidence in their financial future. With offices in Truro and coverage across surrounding regions, we combine local knowledge with national regulatory oversight to serve diverse client needs.
Services
Retirement Planning
Mortgage Advice
Estate Planning
Wealth Management
Corporate Financial Planning
Investment Strategy
Tax Efficiency Solutions
Pension Transfers
Highlights and features
- We offer 20+ years of combined experience in financial advisory services
- Our team provides FCA-regulated impartial financial planning expertise
- We implement tailored strategies for tax-efficient wealth preservation
- Our local Truro office offers personalised face-to-face consultations
- We maintain transparent fee structures with no hidden charges
Associations and certifications
- Financial Conduct Authority
Services
Retirement Planning
Our retirement planning service helps clients determine their financial needs for later life and create strategies to achieve their desired lifestyle. We assess current savings, projected income, and risk tolerance to develop tailored pension solutions. With expertise in pension transfers and tax-efficient withdrawals, we ensure clients maximise their retirement income while minimising tax liabilities.
Estate Planning
Estate planning services focus on preserving wealth for future generations while minimising inheritance tax. We help clients create wills, establish trusts, and implement tax-efficient strategies to protect assets. Our approach considers family circumstances and long-term objectives, ensuring smooth wealth transfer while complying with current legislation.
Mortgage Planning
Mortgage planning services assist clients in securing property financing that aligns with their financial goals. We provide advice on different mortgage types, interest rates, and repayment strategies. Our independent status allows access to a wide range of lenders, ensuring clients find competitive solutions for first-time purchases or remortgaging.
Wealth Management
Wealth management services focus on growing and protecting clients' assets through diversified investment strategies. We create bespoke portfolios based on risk profiles and financial objectives, regularly reviewing performance to ensure alignment with market conditions. Our approach combines capital preservation with growth potential across various asset classes.
Corporate Planning
Corporate planning services help businesses protect their financial health through key person insurance, shareholder protection, and employee pension schemes. We develop strategies to safeguard against financial risks while supporting business growth. Our solutions ensure continuity during transitions and help maximise business value for owners.
Questions
What financial services do you offer?
We provide retirement planning, mortgage advice, estate planning, wealth management, and corporate financial solutions tailored to individual and business needs.
Are you regulated by financial authorities?
Yes, we operate under the Financial Conduct Authority's authorisation with reference number 449607, ensuring compliance with strict regulatory standards.
How do you charge for your services?
Our fee structure is transparent and agreed upfront, with no hidden charges. Costs depend on the complexity of your financial situation and required services.
Can you help with first-time mortgage applications?
Yes, we provide comprehensive mortgage planning services including advice for first-time buyers, helping you navigate the process and find suitable financing options.
Do you offer estate planning without will writing?
While we provide estate planning advice, we recommend using qualified solicitors for will writing as this service isn't regulated by the Financial Conduct Authority.
What areas do you cover?
Based in Truro, we serve clients across Cornwall, Devon, and the wider South West England region with both in-person and remote consultation options.
