Business Details
Independent Financial Advisers in Derby
Established in Findern, Derby, we are a team of independent financial advisers dedicated to providing tailored financial solutions for individuals and businesses across Derbyshire, Staffordshire, Nottinghamshire, and Leicestershire. Our expertise spans wealth management, pensions planning, family protection, and tax planning, with a focus on creating long-term strategies aligned with clients' unique circumstances. We offer free initial consultations and operate under the direct authorisation and regulation of the Financial Conduct Authority (FCA), ensuring compliance with the highest industry standards. Our process begins with a comprehensive financial review, followed by the development of a customised plan that addresses both immediate needs and future aspirations. With decades of combined experience, our advisers prioritise transparency, client education, and ongoing support to help clients navigate complex financial decisions.We pride ourselves on delivering impartial advice through a wide range of investment products and services, including retirement planning, life assurance, and inheritance tax mitigation. Our commitment to treating clients fairly is reflected in our flexible meeting arrangements, whether at home, office, or our Findern base. We adhere strictly to regulatory guidelines, ensuring all recommendations are thoroughly explained and documented. Our services are designed to grow and protect wealth while maintaining adaptability to changing personal or economic conditions. As a locally rooted firm, we combine national regulatory oversight with a personal touch, fostering trust through consistent communication and ethical practices.
Services
Wealth Management
Pensions Planning
Family Protection
Tax Planning
Investment Advice
Highlights and features
- We offer free initial consultations with no obligation.
- Our team holds the DipPFS professional qualification.
- We provide impartial advice across a wide range of financial products.
- We operate under FCA regulation for client protection.
- We offer flexible meeting times at client premises or our office.
Associations and certifications
- Financial Conduct Authority
Services
Wealth Management
We help clients construct diversified investment portfolios tailored to their financial goals and risk tolerance. Our approach combines market analysis with personal circumstances to optimise wealth growth and preservation. Regular reviews ensure strategies adapt to changing economic conditions and life events.
Pensions Planning
We provide comprehensive guidance on pension schemes, including auto-enrolment, annuities, and income drawdown options. Our specialists explain pension freedoms introduced in 2015 and help clients make informed decisions about their retirement funds. We assess individual circumstances to maximise retirement income.
Family Protection
We advise on life assurance policies to provide financial security for dependants. Our solutions include term life, whole-of-life, and critical illness cover. We help clients select appropriate policies that align with their family's needs and financial commitments.
Tax Planning
We offer strategies to reduce tax liabilities through legitimate planning techniques. Our services cover inheritance tax mitigation, capital gains tax planning, and income tax optimisation. We keep clients informed about changing tax regulations that may affect their financial position.
Investment Advice
We provide guidance on selecting appropriate investment vehicles, including stocks, bonds, and funds. Our advisers explain different investment risks and returns to help clients make informed decisions. We monitor market trends to recommend timely adjustments to investment strategies.
People
Tim Parkes
Partner
DipPFS-qualified financial adviser with extensive experience in wealth management and retirement planning. Specialises in creating tailored financial strategies for individuals and businesses.
Nick Jackson
Partner
DipPFS-qualified partner offering expert financial advice on pensions, investments, and tax planning. Focuses on delivering impartial solutions to meet clients' long-term financial objectives.
Dan Moult
Independent Financial Adviser
DipPFS-qualified adviser specialising in financial planning for individuals. Provides guidance on wealth protection, retirement strategies, and investment selection to help clients achieve their financial goals.
Questions
What areas do you cover for financial advice?
We provide financial advice to clients in Derbyshire, Staffordshire, Nottinghamshire, and Leicestershire, with home visits available across these regions.
Are your initial consultations really free?
Yes, we offer free initial consultations with no obligation, allowing you to discuss your financial needs without any upfront cost.
How are you regulated as financial advisers?
We are directly authorised and regulated by the Financial Conduct Authority (FCA) under registration number 624915.
What financial planning process do you follow?
Our six-step process includes goal setting, information gathering, analysis, plan presentation, implementation, and ongoing reviews to adapt to changing circumstances.
Do you offer evening appointments?
Yes, we offer flexible meeting times including evenings to accommodate clients' schedules at their home, workplace, or our Findern office.
